CLCL’s community development strategy is driven in 02 ways. i.e. from normal course of business under its distinguish Micro Finance Programme and the through CSR initiatives.

Keeping in align with co-operative concept, company introduced a unique Micro Finance programme (MFP) under its Polpithigama Window office, Wayamba Province in September 2017. The borrowers are well sought after and analysed than the orthodox micro finance programmes in the country in terms of their real credit requirement and best suit revolving intervals. These are evaluated with giving concerns to demography’s of each client and their family. Hence the preferred average credit quantum has been around Rs.300,000/- and would upgrade to around Rs.500,000/- under proper repayment cycles.

Even before introduction of Interest Rate Caps cy Central Bank of Sri Lanka for Micro Lending, CLCL’s effective interest rates were well below the cap. All facilities are insured which part of the cost is sponsored by the company. By the FY 17/18 company has empowered women, created entrepreneurships of around no’s 300 in 08 highly rural villages with a total credit around Rs.40 Mn. To name some of the villages in highly remote areas are Dahanathgama, Karambe, Polpipithigama, Ma-Eliya, Madagalla, Kiralabokka, Hakwatuna, Mahawa etc.

Today it has shown that the programme has been highly successful and has generated both short-term & long-term socio-economic impacts to the country’s grass-root communities.